I believe that each of us has a financial genius. The problem is that our financial potential lies asleep,waiting to be awakened, it lies a total sleep because our beliefs have thought us into believing that the love of money is the root of all evil. we have been encouraged to go to school and get a degree then look for a job but it has failed to teach us on how we can make use of money we are getting to change the world we are living in rather than chasing after the money we can easily allow money chase us.
we have been taught that not to worry of anything as long as you have security as a job, the company you are working with will take care of you because they will give you pension when you retire. you will always find that we don’t care about the money we earn,we just spend it as fast as we get it,then we go out to borrow so that when we get a salary we can repay back.
we are only limiting ourselves because we do not understand the reason why we exist. since your reality doesn’t define how life can be you can only exist as per see. The surrounding has shaped you to be what you are today,so you cant imagine doing something different from what the society and those who surrounds you are doing. this happened to me, when i shared with my friends,relatives of me switching my career to personal development .since many would not be able to comprehend they just dismissed the idea totally and gave me the reason why i would not make it. even me i joined their reasoning and i saw the point because they were arguing that ,we come from a third world country,people have not understood the concept,The technology has not advanced like the USA,UK ad those developed countries and many other excuses. when i tried to analyze the points in fact they could make sense and that time i just dismissed that idea and continued doing something i didn’t love at all.
The moment i gave room the mind transcended limitation, the way life unfolded even me right now i cant fathom. i found out things to be so easy in that within 6 months i was making a presence as an expert in the world rather than in the locality. opportunities started showing themselves. i started connecting with friends who were vibrating at a higher frequency. i discovered things which i never knew before and am on my way. the point i want to say is that you need a reason greater than reality in order to break away from the comfort zone.
remember for us to come out of the comfort zone we need the power of choice. that is the main reason why many people want to live in a free country. if you come to my country Kenya,every year many people are migrating to the USA because they believe that it is a free state where jobs are found easily ,democracy has matured and many other opportunities without realising that once you get there because of the change of physical environment your reality also changes and you easily fit to the system ,then they start telling friends,relatives back at home of the opportunities in USA. and they say we want the power to choose.
we make a choice daily about what we do with our time,our money and even what we put into our heads. that is the power of choice. All of us have choice. i would say that one of the hardest thing about personal growth is to be true about yourself and be willing to go not along with the crowd. The earlier you can learn to develop yourself and be what you were meant to be the better of you.
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Golfers have a say which says that” it is not how you drive, it is how you arrive”. the process between the tee and the green is what matters. personal development is about correcting habits and mistakes while trying to avoid their repetition. Nothing,however exceeds the fact that we are,first human beings. fundamentally, being human is what we are designed for. it is our generic self,much like a car we drive away when we pay only the base price.
God created within us the talents and gifts to succeed and the ability also to fail. we normally do plenty of both. this is the place in which we form our character,humility,integrity of mind and spirit and we also experience both joy and grief. developing as a person is not a guarantee of success or achievement nor can we avoid humiliation or sadness,all these is needed to gain experience and grow as a person. personal is process and takes time for one to reach a certain state but we must be persistent.start from now and count sometime,then you will see a lot of changes in your life.
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once Jesus said in Mathew 7:7-8 that ask and it will be given to you,seek and you will find,knock and the door shall be opened to you. For everyone who asks receives, he who seeks finds and to him who knocks the door will be opened.

This is an amazing truth to me because it goes hand in hand with the law of attraction which says that you attract into you life what you dominantly think about. if you think about poverty it means it is the dominant thoughts you will see synchronicity of poverty coming into you life and the experience of poverty will b applicable to you,since the one who asks will receives.
so what i do? how do you become a good receiver?, first,begin by nurturing yourself. people are creatures of habits and therefore you will have to consciously practise receiving the best life has to offer. you must always practise going crazy with excitement wherever you get even a penny, how unfortunate it is when you are broke and don’t have you will always think big in therms of money and wherever you will get even a dollar lying in the ground you cant pick it and bless it. not knowing that by accepting that dollar you are sending a signal that you re ready to receive more in your life.
The moment you stop judging the denomination. Money will find it is way and you will start receiving more in your money. being open and wiling to receive anything and everything that comes your way the God will always send more into your life. If you don’t appreciate that dollar it means you are a poor receiver. You have to first expand your receiving inner being before you start filling it physically.
The way you are in one area is usually the way you are in all areas. If you have been blocking yourself from receiving money,chances are you have been blocking everything else in your life. The mind doesn’t usually delineate specifically where you are a poor receiver. in fact it is just he opposite, the mind has a habit of overgeneralizing and says” the way it is,it is the way it is , everywhere and always.
if you are a poor receiver,you are a poor receiver in all areas. And if you become an excellent receiver, you will be an excellent receiver in all areas. whatever you get now start saying “thank you”. and life Will start changing. i will happy to be sharing with you in prayers and if you want to partner with me donate below.

The pursuit of my personal growth, the field i passionately adore, i have come to realize why there is no any other person like,like you or anybody else. all of us are wonderfuly and fearfully made. The uniqueness of each personality brings a great diversity in loving relationships. i normally tell my wife that you so good to me and i delight being with you,the same with my son every morning before he leaves to go to school i just look at him and say i have never seen anyone like you and i dont think i will ever see again. you were created to fulfill a purpose and no one else can do it except you. go out and fulfill it.

I can imagine the joy that God had when he created you and me and said we populate the earth. furthermore He made us multidimensional much like Himself, great joy, high inteliigence,the power to think,to imagine,to creatively experiment infact to go in any direction our mind could devise.

The gift God values most would be ours that is total freedom of choice, what excitement do we have of completeness. Each one of us can exult in the ability to direct himself or herself to be equal to any challenge. we can run with speed and power,to move gracefully and with discipline and also to sit quietly in contemplation of the surrounding.

In the light to which God surrounded us with we can perceive the truth and recognize the great plans to which God had for us. you and me we can continue discovering it and we attain anything we ever thought of but we must recognize that we are wonderful and start to grow and develop and then we shall wonder at the possibilities for intellictual understanding and pursuits that is open for us.

let no one despise you,dont lower yourself, listen to your intuition and follow, you are the only obstacle to achieveing great things in life. this is my personal mission on earth. to pursue personal development and discover great and unsearchable things that am capable of doing but have not realized. am encouraging you too to pursue if you are willing. print this article and share with your relatives,friends and whomever you are in contact. because we want to have a better experience and serve one anothe to the highest good of all. what do you think. am dedicating myself to discovering profound truths and if you are willing you can partner with me in prayers or send a donation. the pay pal payment sign is below here.

author and speaker Jim Rohn says that ” if you keep doing what you have always done, you will keep getting what you have always got.” and the definition of insanity is doing the same thing over and over and expecting different results. look,if what you have been doing were working you will be happy now.
physicists tell us that nothing in this world is static,everything alive is constantly changing. and if you are not growing then you are dying. the only way to master something is keep on doing it. if you notice my passion is to keep on developing and help others to develop too and that is why everyday i feel that i must post an article for me to read and share with others also.read in
your success
i understand that success is a learn able skill. i can learn to succeed at anything. if i want to be a great pianist i can,if i want to be a great golfer,i can learn on how to do it. and if you want to be happy,you can learn how to do it. even if you want to be rich ,you can learn how to do it. it doesn’t matter where you are right now. it doesn’t matter who are right now. it doesn’t matter where you are starting from, right now. what matters is that you are willing to learn.
remember that every master was insignificant one time. No one comes out of the womb a great golfer,a great financial guru, a great pianist, a great economist. every person learned how to succeed. for example Bill gates learned how to create a great company in the world(Microsoft), Warren Buffet learned how to be a great investor, Tiger woods learned how to be a great golfer and so on.read in
The true meaning of wealth
the fastest way to master a skill is to work on yourself into a “successful” person. again your outer world is a reflection of the inner world. you are the root and your results are the fruits. also remember that the goal of mastering is skill is not to be admired or have a lot money but is to grow and become the best person you can possibly be. the world renowned singer Madonna was asked why she kept on changing her persona,her music and her style every year. she responded that her music was her way to express her “self” and that reinventing herself each year forces her to grow into the kind of person she wants to be.
therefore success is not “what” it is all about “who”. the goodness is that the “who” is trainable and learn able. i welcome you the personal growth,because it is the only way we can express who we are and be able to unleash the powers within us and share the talents an gift we have with the rest of the people. if you have been touched leave a donation below,any amount is welcomed, it is one way of keeping connecting and having the feeling good of serving. donate now.

yesterday i wrote an article about the true meaning of success,many people wrote to me telling me how the articles touched them and some people asked if i can write again maybe talk about the true measure of wealth. some one wrote an interesting email and asked me how much do you make?, then i thought why couldn’t he ask me ” what is your net worth?”. i know very few people will ask such kind of a question.

Then,as seen from above what is the true measure of wealth, is it the income pay you get every week/month/year or is it the net worth of the financial value of everything you own. what do you think?. people who value pay check will measure wealth in terms of the much they can earn and therefore will admire someone who is pay check reads $30million a month and to satisfy the ego they choose immediate gratification, you have a car,you make more money and you get a better car. you have a house,you make more money and you get a bigger house. you have clothes,you make more money and you get nicer clothes. you have holidays,you make more money and you spend more on holidays. of course there are exceptions to this rule….very few. in general as income goes up,expenses almost invariably goes up and that is why income alone will not make you wealth.

But once you understand that your net worth is the ultimate measure of wealth whereby you can easily turn your assets into cash i.e the bonds,real estate,the current value of your business,the value of the residence you are staying on if own it and then subtract everything you owe.
how to build the net worth

building a net worth is a situation whereby you take a blank sheet of paper and title it “Net worth”. then you start by creating a simple chart that begins with Zero and ends with whatever your net worth objective will be. remember that your current net worth is as it is today. then update it quarterly. like now when i learn about this, i started with nothing and doubling every quarter meaning i divided the net worth into four areas: my regular income,savings,investments and simplifications.

working income is the money i earned from active work. and in this case my wife was the one who is working and therefore we count the money there and also i had passive income from our current training business which gives us a profit at the end of the month. let us not forget that working income is very important because it can address the other three areas for example the more income you earn the more you can be able to save and invest. unfortunately many people put their focus on the working income out of the four other areas mentioned above. consequently they end up with a low net worth or none.
many of us earn but don’t keep any of it. without creating income to fill the funnel and savings to keep it there it is impossible to make an investment. but once you begin a decent savings from your income,then you can make your money grow through investment. and the better you are at investing the faster you can make your money grow and generate a better net worth this will make you realise how important your net worth is and therefore decrease your living expenses as you increase your savings and make more investments. this is what we call simplification. this is why you read of rich people driving old cars,some living in apartments and so on .
by tracking your net worth,you are focusing on it,and because what you focus on expands,your net worth will expand” where attention goes,energy flows”.

what is the meaning of success to you, in a scale of 1 to 10, how can you rate yourself in terms of success as per see. some people will find having more money in the bank account is being rich and other assets which are tangible while other will find having the inner things like peace,harmony,integrity,security and happiness being rich. what about you. in my opinion the true meaning of success is to be successful at the enterprise of living.
how do we find this success
step 1. the first step is to find what you love to do,then do it. unless you love your work,you cannot possibly consider yourself successful at it,even if all the rest of the world hails you as a great success. to love your work means having the deep desire to carry it out.
step 2. is to specialize in some particular branch of work and strive to excel in it.for example if one chooses medicine meaning he will want to be a doctor,he should give attention to his chosen speciality. his enthusiasm should make him want to know all there is available about his chosen field. this is what prompted me to chose this field of personal development because all along i have been wanting to develop as person and also help others develop too. it is an are to be that i always think about all the time,talk about it,in fact am into it that there is no any other field i can feel comfortable working and now what about you. read also adding value to others
step 3. you must be sure the thing you want to do does not contribute only to your success. it must benefit humanity. in other words your idea must go forth with the purpose of blessing or serving the world. and if you work only to benefit yourself you are in the wrong field. think about it today and if you find it don’t forget to send me a donation through pay pal. the sign is below here

are fear or worry holding you back? let is remember that fear s just a thought in the mind. why do i let it to put me down, many of the times i only imagine the situation before it even happens. for example are you having a relationship but feel that you partner might be cheating you or are you married and feel that your spouse is being unfaithful to you. i want to tell you today that you are 100% correct and nobody should condemn you,why do i support you many people will start dismissing me now but come on let us continue. in fact by you dismissing me you are also right and am also right. so what is the issue now. the issue is that can the answer i have be helpful to me and to those people around me. am i having peace and happiness and if not then what am thinking is not correct when it is observed from outside and this is the one blocking me from achieving happiness in my life.
the happiest person is the one who constantly brings forth and practises what is best in himself or herself. happiness and virtue compliment each other. not only are the best the happiest, but the happiest are usually the best in the art of living life successfully. for example i know of a lady who shared with me on how she taught her man was cheating her and constantly she taught about it. this came about after she listened to a conversation in the office from the fellow workmates who taught that men cheat and they also confirmed that they had evidence,so she also started following up the man to see whether he was cheating her, and you know she attracted everything by having only a thought and you know what, when we shared i told her that she should face the man and get the honest answer before she would think about anything. afterwards she came and shared and told me that there was nothing everything was only fear in the mind.
there is one important thing to remember about being happy. we must sincerely desire to be happy. there are people who have been depressed,dejected, and unhappy so long that they suddenly made happy by some wonderful good,joyous news. many people choose unhappiness without realizing that they are doing so. they do so by entertaining such ideas as these:
today is a black day,everything is going to go wrong
i am not going to succeed
everyone is against me
i m always late
i never get the breaks
he can, but i cant
if you have this attitude of mind the first thing in the morning,you will attract these experiences to you and you will be very unhappy. begin to realize that the world you live in is determined by what goes on in your mind. the thou hgt you habitually entertain in your mind have a tendency to actualize themselves in physical conditions. Ralpho Waldo Emerson said ” a man is what he thinks all the day long” remember you experience nothing outside your own mentality.

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Are you in a marriage where your spouse is not ready to discuss with you openly about money? do you fight regularly because of money? or are you intending to breakup because of money? you are not alone. it is happening everywhere. allow me to discuss with you what saved my marriage and how come i discovered it.The biggest reason behind the fights people have about money.
it doesn’t matter how much money you have or don’t have. the bottom line is that, there is a root which is very fundamental about money. each of you grew differently and have different fundamental belief towards money which you sacredly inherited from you parents or those people who brought you up . and this will have a great impact on both of you,because you will like your spouse to adopt your beliefs too and also would like you to to adopt his or her beliefs towards money. this goes to married people,dating couples,family relationship and even business associates. this key here is to recognize that you are dealing with inherited beliefs about money.
rather than feeling bad why this are not working the way you wanted them. you can start by recognizing that your partner’s belief about money is not the same as yours. instead of getting upset,choose understanding. do your best to find out what is important to your partner in the area of money an identify his or her motivations and fears. doing this way you will be dealing with the the root instead of the fruits and are on you way working towards having a smooth relationship
steps towards changing. personal experience
This is what i did after i found out that what i was dealing was not the cause towards money . i openly asked my wife if we can discuss the history of each other, of what we heard about money when we were you, what was the reactions towards money in each other’s family and what it really means right now now to each other.
from there we created a list of these attitudes with regard to money and success. then we appreciated each other how we grew up and agreed that the modeling had many flaws which is making our relationship crumpling down. we now agreed as partners to create a new list of attitudes and the actions we shall both live by. we wrote it down,we didn’t type but used our own handwriting and posted in our bedroom to read every morning and evening and wherever we drift away from them we would remind each other of our commitments and i have seen it working well. now we saved our marriage.am not saying this what you need to do, but if you see it can work practise it,there are several ways in which you can go about to change your fundamental beliefs and even some your taught by your religion. what we are discussing here is not what is ideal,but what can work for both of you and empower you to live in harmony with each other rather than putting yourselves down,you are there for one another. what do you think?

no individual has sufficient experience,education,native ability and knowledge to insure the accumulation of great fortune,without accepting himself or herself first. because when you accept yourself means you have accepted total responsibility for what happened in your life in the past and what is happening currently in your life.
recognise that whether you are worthy or not is all a made-up story. again, nothing has a meaning except for meaning we give it. i don’t know about you, but i have never heard anybody who went through the “stamping” lineup at birth. can you imagine God stamping each person’s forehead as he or she came through? worthy…….unworthy……worthy……unworthy……..” i don’t think it works that because if you read psalms it says we are fearfully and wonderfully made and God has declared you worthy. there is no one who comes around and stamps you “worthy” or “unworthy”. you do that. you make it up. you decide it. you and you alone determine if are accepting to be worthy. it is simply your perspective. and you will live into your story.
people are challenged with the question why are they not worthy, financially stable, having a good relationship and i can guess that over 90 percent of the people have a feelings of not being good enough.
where does this low self-esteem come from? the usual – our conditioning. for most of us comes from hearing negative comments rather than positive one. even if our parents or guardians were incredibly supportive, most of us will end up feeling of not able to measure to the standard of expectation from them.
many of us grew up with an element of punishment in us. whereby if you did wrong you deserve to be punished we were punished by our parents,teachers and those who were older than us. and even certain religion punished us by threatening us if we do wrong with not going heaven. up to now the conditioning of punishment is ingrained in us even if there is not actual punishment when we make a mistake we punish ourselves in the mind(subconsciously). and it would be inform ” you are bad, so no money”. this explains why some people limit their earnings and why others will subconsciously sabotage their success. are you worthy or unworthy?